Oracle Records

Request Life Insurance Quotes for a better tomorrow

admin — Sat, 21 Jan 2012 11:31:29 +0000

One of the best ways of ensuring a financially secured future for you and your loved ones is a life insurance policy. There are insurance policies for just about everything. You name it, and there is a policy for it, such as life, health, medical, funeral, income, home, car, gadget, etc. Buying an insurance policy according to your present and future needs is the best means to alleviate any financial burdens to your family.

People do understand the need for life insurance but most of the people do not buy it, fearing it to be expensive. However, there are insurance policies available today to fit every person’s need and pocket. To set such uncertainties aside, you can request for online life insurance quotes at life insurance quotes.

There are many other websites like Life Insurance Direct that offer competitive quotes for free. Getting insurance quotes prior to buying insurance policies will let you have a fair idea on how much rate you are supposed to expect, how much coverage and what kind there is that is applicable for you.

Choosing for an insurance company online is an easier and faster way. Not only it saves your money and efforts, it also saves you from annoying phone calls from agents and stacks of paper works. All that you have to do is to improve your credit history as you will not get a good insurance quote when you have a poor credit history. Other than this, the process of obtaining life insurance quotes is relatively simple. There is no application cost to you as the applicant for life insurance.

To get an insurance quote for free, all that you need to do is go online and search for reliable insurance sites that offer free life insurance quotes. Choose only reliable sites like life insurance quotes to save yourself from ending up scammed and robbed of your money.
Build and secure a better future for your family by comparing life insurance quotes and then settling for the best one.

too posh to push?

opticals — Sat, 21 Jan 2012 03:50:00 +0000

Apparently not, at least in sunny Queensland, where the statewide rate of caesarean births has soared to 34 percent of all births, and where private hospitals have the highest rate of caesarean section deliveries (47.9 percent) in Australia. [for the press release from University of Queensland Centre for Mothers and Babies, click here.]

Who is really responsible for the continuing increase in rates of caesarean births in this country?

Are too many obstetricians greedy, seeing a surgical procedure as better $ return for their time?
Are too many obstetricians fearful of litigation, and thereby placing unrealistic risk-management boundaries on women in their care?
Are too many public and private hospital maternity units over-crowded, leading to pressure on staff to get babies delivered without what is seen as delay, but what may simply be giving the time that's needed?
Are too many midwives so de-skilled that they are unable to provide basic midwifery care, working in harmony with natural processes in labour?
Are too many women so trusting of professional care, so ignorant of their own natural ability in birth, that they allow interferences and interruptions in their pregnancies and labours, leading to the cascade of interventions?

If you said 'yes' to all, go to the top of the class.

There's lots of information on the www about caesareans. For a summary of pros and cons that may assist women in making informed decisions about births after caesarean, you can download a .pdf file Maternity Coalition INFOSHEET.

and, btw
What do you think can be done to reduce the rates of unnecessary caesarean births?

National Maternity Services Plan Annual Report

opticals — Thu, 19 Jan 2012 08:44:00 +0000

This report is only 9 pages long, and is worth reading.National Maternity Services Plan 2011 Annual Report

Barriers to implementation and mitigation

The introduction of MBS and PBS benefits for services provided by eligible midwives to provide greater access to maternity care provided by midwives working in collaboration with doctors has had a gradual take-up, as potentially eligible midwives seek to establish the collaborative arrangements required. The Commonwealth is monitoring collaborative arrangements under a framework agreed by the Minister for Health and Ageing which includes stakeholder consultation, collection of data on the management of enquiries, stakeholder surveys and analysis of MBS data.A survey of stakeholder experiences of collaborative arrangements is expected to be conducted by Healthcare Management Advisors (HMA) on behalf of the Department of Health and Ageing by late 2011 and again 12 months later. HMA will be contacting midwives and obstetricians to participate in the surveys. The evaluation of the Queensland Health pilot site for midwife credentialing will also provide information on the establishment of collaborative arrangements.

Top 5 Investing Mistakes

opticals — Thu, 08 Dec 2011 04:44:17 +0000

As financial planners we are often asked about the top investment mistakes that people make before seeking professional financial advice. Here are the top 5 investment mistakes we see novice investors make and how to avoid them: 1. Lack of preparation As with any important decision, you need to make sure that you do [...]

MotherBaby Childbirth Initiative

opticals — Fri, 29 Jul 2011 07:37:00 +0000

[click image to enlarge]

In 1996 the Coalition for Improving Maternity Services (CIMS) created the Mother-Friendly Childbirth Initiative (MFCI): 10 Steps to Mother-Friendly Hospitals. Although designed specifically for the U.S, the MFCI had global impact. In response to strong international pressure, the CIMS International Committee was formed with the goal of creating an international initiative that would be applicable in all countries and settings. It became the International MotherBaby Childbirth Organization (IMBCO) in 2007. In collaboration with grass-roots representatives from every world region and an international Technical Advisory Group (consisting of representatives from WHO, UNICEF, ICM, FIGO, Lamaze International, and many others), IMBCO created the International MotherBaby Childbirth Initiative (IMBCI): 10 Steps to Optimal MotherBaby Maternity Services and launched it in 2008.

The purpose of the IMBCI is to call global attention to the importance of the quality of the mother’s birth experience and its impact on the outcome, the risks to mother and baby from inappropriate medical interventions and lack of access to appropriate emergency care, and the scientific evidence showing the benefits of optimal MotherBaby care based on the normal physiology of pregnancy, birth, and breastfeeding. The IMBCI 10 Steps set the gold standard for excellence and superior outcomes in maternity care. The IMBCI has been translated into over 20 languages and is being put to many uses in the developed and developing worlds. Its 10 Steps are currently being implemented in 3 pilot/demonstration sites--hospitals in Quebec, Brazil, and Austria. This presentation will describe the IMBCI and the multiple ways in which it is being put to work around the world. A critical component of the IMBCI is that it highlights the fact that “women’s and children’s rights are human rights” and that “access to humane and effective health care is a basic human right.”

The Asia-Pacific Regional Representative of the International MotherBaby Childbirth Organization is midwife Rachael Austin, dnraustin[at]bigpond.com from Theodore, Queensland.